Services
Retirement Planning
Build for a better retirement
It is never too late to build for a better retirement
Now is the time to get financial advice on how to pump up your super savings to take advantage of the 55+ opportunities. You will need to review your risk profile and make sure your investments still suit. Ensure you check your insurance cover and who it will be paid to. It is also a good idea to review your Will, Power of Attorney and other estate planning needs. Also, take advantage of higher limits for concessional super contributions.
Get financial advice on accessing your super to consider;
- continue working to tax effectively boost your super, or
- reducing your work hours and accessing your super to supplement your
- income, or
- delaying retirement until at least age 60 for tax-free access to super
Get financial advice to help you take advantage of government benefits
How we can help?
- Increase retirement savings
- Minimise tax
- Support your current lifestyle
- Reduce debt
- Maximise your Centrelink entitlements
- Structure your assets for estate and tax planning
Living in retirement
Will your retirement be worth waiting for?
You might have retired, be semi-retired or still be working full-time. You may be
wondering what funds you will need in retirement. Perhaps you want to help your grandchildren or children financially. You may even be considering downsizing your home to make sure your money lasts for a long time, and to support your lifestyle choices in retirement.
FMS can help you enjoy these later years by identifying your income needs in
retirement and assisting you make decisions about your retirement lifestyle.
We can take the fear out of applying for Centrelink entitlements by assisting you in completing forms that are required by Centrelink and attend meetings with you if necessary.
We will also help you to understand the importance of planning to fund aged
healthcare as well as your retirement
How we can help?
- Meet your everyday living needs
- To have the extra funds to do the things you have waited to do, i.e. travel
- Understand and fund your aged care needs
- Manage and track your investment strategies
